super.money FY26 revenue more than tripled on loans
The move
super.money’s operating revenue more than tripled to Rs 292.4 crore in FY26 from Rs 88.8 crore a year earlier, on the back of strong growth in its loan marketplace business. Its net loss widened 78% to Rs 263.8 crore from Rs 147.8 crore, filings with the Ministry of Corporate Affairs showed.
Launched as a payments app in 2024 after Flipkart separated from PhonePe, super.money’s core business spans UPI payments and loan marketplace services. Loan marketplace services contributed Rs 247.8 crore, accounting for roughly 85% of the company’s total revenue in FY26.
What super.money does
super.money facilitates digital payments and loans through partnerships with banks and non-banking financial companies, earning revenue from those arrangements. Its credit offerings include checkout financing products such as buy now, pay later and consumer durable loans.
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The company acquired Y Combinator-backed fintech startup BharatX for an undisclosed amount last year. The acquisition helped super.money expand its credit offerings and extend credit on UPI on Flipkart and direct-to-consumer platforms.
Where super.money spent in FY26
super.money spent Rs 341 crore on marketing in FY26, up from Rs 101.3 crore a year earlier, while total expenses rose 130% to Rs 557.1 crore.
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